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California Auto Insurance
Driving in California can be a challenge, especially without auto insurance. Accidents can happen anytime, anywhere, and the costs pile up quickly. With the right auto insurance, you can have peace mind knowing you're protected on the road
Which auto insurances are required in California?
It is required to have liability insurance coverage for all drivers in. It's always wise to have more coverage than just the minimum required. You don't want to find yourself in a situation where you're underinsured and forced to pay out of pocket for damages. Take a moment to review your policy and consider increasing your coverage for added peace of mind. The suggestions are as follows:
Bodily Injury
Property Damage Liability
Minimum 15/30 OR
$15,000 per person
$30,000 per accident
Minimum $5,000
Uninsured Motorist Bodily Injury
Uninsured Motorist Property Damage
Minimum 15/30 OR
$15,000 per person
$30,000 per accident
Minimum $3,500
You can choose to skip uninsured motorist coverage, but it’s better to get as much auto insurance as you can afford. You never know when an accident might happen or if the other driver won’t have enough insurance.
What Else Does Auto Insurance Cover in California?
Besides coverage for bodily injury and property damage, you can also choose to add extra insurance protection.
Collision Coverage
If you're in an accident with another vehicle or hit something like a pole or fence, your insurance will cover the repairs. If your car is totaled, you'll receive a payout for its value.
Comprehensive Coverage
Comprehensive coverage protects you from almost all other types of accidents besides rollovers or collisions. This includes things like theft, vandalism, hitting an animal, and damage from hail, wind, floods, or fire.
Buying both of these together gives you full coverage for your vehicle. This also makes you eligible for additional insurance services in case of an accident or breakdown: Roadside Assistance, Towing Services, Rental Car Service
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If you’ve leased or financed your vehicle, you’re often required to have full coverage auto insurance, but that doesn’t mean you need to pay more than necessary. At George Park Insurance Agency, we offer complimentary quotes and will walk you through your coverage options to help you find the ideal California auto insurance policy that suits both your needs and budget. Reach out to us today!
