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Understand Coverage A-E for your Home Insurance
Home insurance policies are typically structured into various coverage categories, often labeled as Coverage A through E. Each coverage...
George Park
May 24 min read


Required Photos for CA FAIR Plan Quote
Examples and type of photo you must provide for CA Fair Plan application. Front of the House Take a full shot of the home’s front...
George Park
May 11 min read


What Happens to Your Insurance Policy After Filing a Claim — and What You Can Do About It
Filing an insurance claim can be a stressful experience, especially after a disaster like a wildfire or flood. Many homeowners are left...
George Park
Apr 302 min read


What Happens After You File a Wildfire Claim
Wildfires can destroy homes and entire communities in hours. If you’ve been affected and filed a claim with your insurance company,...
George Park
Apr 302 min read


Admitted vs. Non-Admitted Insurance Carriers: What’s the Difference?
When buying insurance,especially for business or specialized risks, you may come across the terms “admitted” and “non-admitted”...
George Park
Apr 182 min read


What Is an AM Best Rating and Why It Matters in Insurance
At George Park Insurance Agency , we provide access to a wide range of surplus lines markets , giving you more flexibility to find...
George Park
Apr 183 min read


California Wildfires Intensify Insurance Crisis
When the Smoke Clears: How Wildfires Are Changing Insurance and Homeownership in California
George Park
Jan 92 min read


The Evolving Property and Casualty Insurance Landscape in California: A 2024 Retrospective
As 2024 concludes, the property and casualty (P&C) insurance market in California has undergone significant changes, reflecting the...
George Park
Dec 27, 20244 min read


Double Insurance Coverage: What It Means and How to Avoid It
Insurance protects us from unexpected losses, but what happens if you end up with two policies covering the same thing? While it’s...
George Park
Dec 26, 20242 min read


Safeguarding Your Property: The Power of Risk Mitigation in Insurance
Encouraging Risk Mitigation for Property Insurance Coverages Property insurance is an indispensable safety net that shields homeowners,...
George Park
Dec 23, 20243 min read


Understanding California's unique property insurance risks
California's property insurance landscape is uniquely shaped by its geographical, environmental, and regulatory factors. With a...
George Park
Dec 20, 20243 min read


Avoiding Lapse in Coverage: How the CA FAIR Plan Protects Your Property Insurance Future
Getting declined by multiple insurance providers for your home or commercial property can feel like hitting a dead end. However, one...
George Park
Dec 19, 20242 min read


Is Your Electrical Wiring Putting Your Home at Risk? Why Insurance Companies Might Cancel Your Policy
In California, ensuring your home’s safety goes beyond just smoke detectors and sturdy locks—it also depends on the condition of your...
George Park
Dec 17, 20244 min read


What Does It Mean If an Insurance Policy Is Canceled or Lapsed? A California Perspective
Insurance policies are critical for financial security, protecting you from unexpected losses. However, the terms "cancellation" and...
George Park
Dec 12, 20244 min read


Why Can't You Claim Your Insurance Right Away? The Truth About Waiting Periods
When you purchase insurance, you might expect immediate protection. But then you discover there’s something called a waiting period —a...
George Park
Dec 11, 20242 min read


Auto Insurance: Coverage Options, Terminology, and California's Current Landscape
Understanding auto insurance coverage and terminology is essential for California drivers to ensure adequate protection and compliance...
George Park
Dec 6, 20243 min read


Understanding insurance jargon: a consumer's guide
Navigating the world of insurance can be a daunting task, especially when complex jargon and industry-specific terms dominate the...
George Park
Dec 4, 20244 min read


Coinsurance Penalty in Insurance - What is it?
Insurance policies often include specific terms and conditions that policyholders must understand to avoid unexpected costs. One such...
George Park
Nov 22, 20243 min read


How to Keep Your Property Insurance Premiums Low: Tips on Maintenance, Safety, and Minimizing Losses
Property insurance provides financial protection for your physical assets against risks like theft, fire, storms, and other unforeseen...
George Park
Nov 19, 20243 min read


Business Income Coverage: What It Is and How It Works in California
Business income coverage, also known as business interruption insurance, is a critical financial safeguard for companies that face...
George Park
Nov 19, 20244 min read
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