Liquor Store

Serving or selling alcohol comes with inherent risks. Liquor Liability Insurance protects your business if a customer causes harm or damage after consuming alcohol purchased from your store. Coverage includes:

Whether you face a lawsuit due to overserving allegations or other alcohol-related claims, this coverage ensures your business is financially secure.

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• Legal defense costs for alcohol-related incidents.

• Settlements or judgments resulting from claims.

• Coverage for third-party injuries or property damage.
   

​Whether you face a lawsuit due to over-serving allegations or other alcohol-related claims, this coverage ensures your business is financially secure.

General Liability Insurance is essential for any business to protect against common risks. For liquor stores, this coverage includes:
 

• Customer Injuries: Covers medical expenses and legal fees if a customer is injured on your premises (e.g., slipping on a wet floor).

• Third-Party Property Damage: Protects your business if you or an employee accidentally cause damage to someone else’s property.

• Advertising Claims: Covers claims related to slander, libel, or copyright infringement.
   

General Liability is your first line of defense against costly lawsuits that could disrupt your business.

Your liquor store relies on valuable assets such as your building, inventory, and equipment. Commercial Property Insurance provides coverage for damages caused by:

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Additionally, this coverage ensures you can replace or repair essential items, such as shelving, refrigerators, and cash registers, to minimize downtime.
 

• Fire: Protect your building and inventory from fire-related losses.

• Theft and Vandalism: Covers stolen inventory or damage to your store caused by break-ins.

• Natural Disasters: Protect against damages from covered weather events like storms or hail.

 

Additionally, this coverage ensures you can replace or repair essential items, such as shelving, refrigerators, and cash registers, to minimize downtime.