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General Liability Insurance
Running a business means constantly juggling clients, customers, equipment, and inventory. It doesn’t take much for something to go off track, whether it's an issue in the office, on the sales floor, or at a job site. As the business owner, you're on the hook for anything that goes wrong, including accidents or property damage that happen on your watch.
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In California, General Liability Insurance is essential for most businesses. It protects you when the unexpected happens, covering the costs of accidents, damages, and legal claims you might face.
What is general liability insurance?
Whenever someone who isn’t on your payroll—whether it's a customer, vendor, or client—engages with your business, you’re responsible if they get hurt or their belongings are damaged. This could range from a slip-and-fall accident in your store to a stolen phone during a meeting. These situations can arise in unexpected ways.
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As the business owner, you’re held accountable for covering their medical bills and replacing damaged property. A solid general liability insurance policy in California shields your business from these financial burdens, offering critical protection in three major areas and helping you avoid costly setbacks.
Type of coverage
Bodily injury
General liability covers the medical bills if someone gets hurt on your business premises or during any interaction with your company.
Property damage
General liability takes care of the expenses to fix, replace, or recover property that’s been damaged, stolen, or destroyed, whether it happens on your premises or while conducting business with your company.
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Lawsuits
In California, general liability insurance covers your legal costs and any settlements or judgments (within your policy limits) if a customer, client, vendor, or third-party sues you after being injured while interacting with your business.
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Accidents are unpredictable, and the financial impact can be significant. That’s why having comprehensive general liability coverage is key to protecting your business. One unfortunate incident or lawsuit shouldn't threaten your livelihood. Your business deserves the best protection possible.
Contact George Park Insurance today to learn more about California general liability insurance and other policies to help keep your business secure.